What Types of Monetary Compensation Would My Family and I Be Able to Request if I was Injured While Performing My Duties at Sea?

The Longshoremen’s and Harbors’ Workers Compensation Act (LHWCA) provides adequate compensation for seaman who are injured in their line of work. This coverage provides payments for medical treatment, travel costs related to medical treatment, and services or supplies which are needed to help the recovery or treatment process. There is, of course, a lot of legality that comes into play and seeking the help of a professional maritime lawyer will always be a good first step to take.

The definition of disability in a longshoreman clause simply means the inability to perform work and receive pre-injury wages. This covers any form of disability which will entitle you to receive a weekly compensation every two weeks and will be based from a percentage of your biweekly income before you were injured. In 2006, it was estimated that the minimum compensation was $278.61 while the maximum was $1114.44.

The compensation for complete or short term disability is calculated at 2/3s the workers weekly average income. This average is determined by combining the previous 52 weeks of income. This, of course, could mean that your average might be considerably less if you suffered any periods of unemployment.

Temporary partial disability is compensated at 2/3s the weekly income loss and is based on the loss of earning potential. Permanent partial disability compensation is intended to cover the injured employee for the loss of a body part or function. This form of compensation is based on the payout schedule that is specified in the Longshoreman Act. Basically this schedule appoints a specified timeline as to how long the injured employee may receive compensation.

The LHWCA has worked to get people the coverage they need when working at sea. There are still a lot of uncovered issues surrounding these matters and you will need to speak with a maritime law professional to get the most compensation for your injury.

Will My Family Be Entitled to Adequate Benefits if I Am Injured or Killed While Working at Sea?

The Jones Act, with help from the Longshoremen’s and Harbors’ Workers Compensation Act, helps bring financial security to dependents of seamen who lose their life at sea. This compensation extends to any dependants on that income and has been mandated to meet the needs of a seaman’s spouse, children, and family. Due to the high risks and life threatening environment these workers find themselves in on a daily basis, you can see the need for some form of legal protection over these matters.

Knowing what your rights are and getting the most compensation in the tragic event of losing a loved one at sea is something everyone should be entitled to. The federal law recognizes this, even if sometimes an employer doesn’t. If you are dependent on someone that is risking their life every time they go to work, you need to know that, if something were to happen, you are going to be taken care of after the grieving is over.

The system is basically designed to give percentages of your weekly wages to qualifying, dependant family members. The death benefits that surround maritime law are not the most amazing compensation; however, the employers are required to compensate until the family member in question can achieve financial independence, be remarried, or turn 18. There is even a $3000 dollar funeral expense that is covered under maritime law.

A surviving spouse is eligible to receive half of the weekly wage earned by the seaman. If there are children involved, then this compensation obviously increases. This is worked out by compensating the surviving dependants with half of the seaman’s weekly wage. If you have more than one child you are eligible to get 2/3s the weekly income. This will be paid until the child, or children, turn 18. There are specific circumstances that see this get extended, but is normally on a case by case basis.

What Limitations Does the Jones Act Have?

While the Jones Act is great in its intentions it does not cover many issues that are surfacing around the world today with maritime law. Since being put into federal law in 1920, the Jones Acts has undergone much scrutiny as times have changed and we see more people choosing a maritime life.

Initially, this act was designed to give rights to seamen who were serving their country and risking their lives to do so. This was a law that was passed to protect seamen from shipmasters and other crew members. While this is great in theory, we see it become outdated due to more people finding a maritime life outside of the military service.

This act was also designed for maritime people that would be out at sea for years. This means they would never be stepping a foot on land. This is the very essence of why this act was passed through Congress. Life on land and life at sea are two completely different things. People who are living at sea are susceptible to having many issues occur that endanger their lives. Something needed to be done to make sure that, during these long ventures at sea; people were protected by the rule of law.

People had been asking for a reform for years and, during the 1980s, people were demanding the Supreme Court step in and clearly state who and what this act was covering. Finally, in 1995, the Supreme Court made a ruling and modernized this – at the time – 75 year old bill.

The definition of a seaman had been reformatted to protect people who were also living on land as well as the sea. The ruling, known as Chandris, Inc. v. Latsis, stated that anyone who was contributing to the livelihood of a vessel would be protected under the Jones Act. The other side of this coin covered any sea-person as long as they contain a connection with a vessel or group of vessels and maintains a substantial time of labor and duration.

This revise of the Jones Act still leaves a lot of unanswered questions and the only real way to know for sure is to seek consultation from a maritime lawyer. So, you see, the drawbacks of the Jones Act are a product of the Supreme Court not making the necessary clarifications as to what means what in this ever changing world of maritime law.

If I File a Claim Under the Jones Act, What Paperwork Will I Need?

If you are injured while working on a maritime vessel or for that vessel and are injured even while on land, such as on a dock or in a harbor, you are likely going to be eligible to file a claim under the statues of the Federal Jones Act. The Jones Act is a maritime law or admiralty law which protects maritime workers and seamen. However, there are some important things to remember when it comes time to handling all the paperwork and processing of putting through a Jones act claim.

First of all, let's cover what you don't need. What you don't want to do – ever – is to sign a document that the company puts in front of you immediately after you've been injured. In many cases this is what happens, and the company throws paper at their injured worker and before they know it, they may have signed away any rights they had to make a claim under the Jones act. This needs to be avoided at all costs, and is why you should always consult a lawyer who specializes in Maritime Law before you sign anything the company puts in front of you.

What you will need in terms of paperwork is medical records. Your attorney can handle the rest, and sometimes can handle getting copies of your medical records as well, but it is vital that you obtain as detailed copies of all relevant medical information as possible. This means much more than just a doctor’s note, and includes things like X-rays, lab results and the results of any scans or tests which are done that prove the extent of your injuries, as well as the costs being incurred for medical treatments. You are going to need to make sure that your lawyer receives a copy of all of this documentation, and you should also try and keep copies for your own records in case you run into any discrepancies down the road.

What is the Jones Act?

If you work in any maritime profession, on board a ship or on an oil platform then there is a good chance that you've heard the term the “Jones Act”, but might be slightly unsure as to what that refers to. Sometimes the Jones Act is referred to as the Merchant Marine Act of 1920, as it was originally called, but is usually just referred to as the Jones Act. It is important to note that this is a federal law that applies to any state that you might be working on a sea born vessel in.

The Jones Act exists to ensure that there is a system of compensation in place in the case of an injury to a sailor or other maritime employee. This is similar to the systems that are in place for workers compensation in other jobs, however, the Jones Act is Federal rather than State Based, and is actually quite complex compared to regular workers compensation laws. Also, it is important to realize that settlements reached under the Jones Act have the potential to be much larger than other settlements in the case of worker injury in non sea related fields, something which makes companies often struggle very severely to avoid having to make a payout under the act.

The Jones Act may pay out what is known as both maintenance and cure benefits. This means that it may cover the medical expenses that a worker incurs as a result of their on the job injury, and will also make payments in order to cover their normal living expenses. These expenses need to be carefully proven and documented, and that need coupled with the complexity of the act itself makes it highly advisable for anyone making a Jones Act claim to hire a lawyer who specializes in Maritime Law before filing any kind of initial claim.

How Does the Jones Act Protect Me?

Many individuals support their families with the money that they make working on the rivers, lakes, oceans, and bays within our country. Obviously, a job on any waterway can be a dangerous one. It doesn’t matter if you are a captain, deckhand, fisherman, or cook – a job on a boat has its downfalls. Slippery decks cause several injuries; however, negligence of other crew members is one of the more common causes of injury on the water.

There is a reason for every law and the Jones Act is no different. Had it not been for the courts refusing to recognize the rights of maritime workers and dig further into the cases that they attempted to file against negligent employers, the Jones Act would not exist.

Think about it. How many vessel owners think that they can get “one more trip” out of their boat before they have to make that repair? The Jones Act protects maritime workers from employers like this. It was created in order to allow injured maritime workers the opportunity to file suit against their employer when an injury has been sustained due to negligence on behalf of a crew member, captain, or vessel owner (employer) himself. The Jones Act also enables family members of deceased maritime workers to file suit if it is suspected that negligence was involved in, and ultimately caused, the death of their loved one.

The Jones Act does have some similarities when compared to Workers’ Compensation laws; however, there are very specific differences between the two. For instance, the Jones Act governs maritime workers only. In fact, with the Jones Act, workers are usually entitled to much more than what Workers’ Comp laws would provide to an injured worker. With the Jones Act, maritime workers are able to be compensated for their injury, their time off of work, and their medical bills – even future medical bills that occur due to this single injury. Of course, speaking with an attorney who specializes in this area would be your wisest decision if you are an injured maritime worker.

Can I Represent Myself Under the Jones Act?

If you are hurt during your employment on any water going vessel, your rights are protected under the Jones Act. Most feel that it is most wise to retain the services of an attorney when dealing with a case that falls under the Jones Act; however, some individuals would rather attempt to represent themselves – and that is perfectly fine, as long as you know full well what they are getting themselves into.

You see, the Jones Act entitles maritime workers to a specific set of rights by law; rights that normal Workers’ Comp laws either do not cover at all, or do not cover to a degree that is fit for a maritime worker. With these specific laws, there are also specific procedures and time frames that must be met in order for a claim to be valid. For instance, if there is not enough clear evidence, your case will likely be denied. Therefore, although it is completely possible for an individual to represent themselves under the Jones Act, it usually does not return the results that one might expect.

The number one reason that individuals choose to represent themselves is to attempt to retain the cash amount that the attorney would have received, which is usually between 10 – 20% of the settlement amount. What some individuals do not realize is that, without an attorney, the amount of the settlement will likely be much less. This is because an attorney who has represented individuals in such cases before will know exactly what expenses or monetary compensation you should be entitled to receive. Many individuals that choose to represent themselves do not realize the many different things that can be included in such a suit and, if they do, it’s likely that they do not know how much they can actually ask to be compensated for.

So, if you are a maritime worker who has been injured while performing your maritime tasks and you are thinking about representing yourself, take the time to review the law and make sure that you fully understand it before you attempt to take on such a feat without the help of an attorney.